How many physical therapy visits are covered under AFLAC accident policy?

The coverage for physical therapy visits under AFLAC accident policies may vary depending on the specific plan and coverage level you have. Here are some general information about AFLAC accident coverage for physical therapy:

Accident Supplemental Insurance:

- AFLAC's accident supplemental insurance typically covers medically necessary physical therapy treatments if they are directly related to an accident.

- The benefit amount and coverage limits can vary depending on your policy.

Major Medical Insurance:

- AFLAC's major medical insurance plans may also include coverage for physical therapy as part of your overall medical benefits.

- The coverage specifics, such as number of visits, benefit amounts, and any applicable copayments or deductibles, will be outlined in your policy.

It is important to note that the coverage for physical therapy under any insurance policy may be subject to various limitations, such as:

- Prior authorization or referral from a physician may be required for certain treatments.

- Visits might only be covered if deemed medically necessary by your doctor.

- There could be a maximum number of covered visits per year or a certain time period.

To accurately know the number of physical therapy visits covered under your AFLAC accident policy, it's best to review your specific policy document or contact your insurance provider for precise information. They will be able to provide you with the details about your coverage, including any applicable limitations or copayments.