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Is an ovarian cyst considered a preexisting condition if it has dissolved on its own months prior to being enrolled in insurance plan?

Whether an ovarian cyst that has dissolved on its own months before enrolling in an insurance plan is considered a preexisting condition depends on the specific terms and conditions of the insurance policy. Some insurance companies may consider any medical condition that existed before the effective date of the policy as a preexisting condition, regardless of whether it has resolved or not. Others may have a specific time frame during which a condition must have been present to be considered preexisting.

In general, it's best to disclose any known medical conditions when applying for insurance, even if you believe they are no longer present or do not require active treatment. This ensures that you have the appropriate coverage and reduces the risk of any disputes or denials of coverage in the future. If you have any questions or concerns about whether your ovarian cyst would be considered a preexisting condition, it is advisable to contact the insurance company directly for clarification.

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