How do you find a state approved credit counseling class before which have to take file for bankruptcy?

How to Find a Court Approved Credit Counseling Class Before Bankruptcy

Before you can file for bankruptcy, you must complete a credit counseling course approved by the United States Bankruptcy Court. This course will help you understand your financial situation and options, and will provide you with a certificate of completion that you will need to file with the court.

There are many different credit counseling agencies that offer court approved courses, so it's important to do some research to find one that is right for you. Here are a few things to consider when choosing a credit counseling agency:

* The cost of the course. Course fees can vary from $0 to $50. Some agencies offer discounts for low-income individuals or families.

* The location of the course. Some agencies offer in-person classes, while others offer online courses.

* The schedule of the course. Make sure the course schedule fits your schedule.

Once you have chosen a credit counseling agency, you can register for a course by calling or visiting their website. You will need to provide some basic information, such as your name, address, and income.

The credit counseling course will cover a variety of topics, including:

* Budgeting and money management

* Debt repayment strategies

* Credit repair

* Bankruptcy

After completing the course, you will receive a certificate of completion. This certificate is valid for 180 days and must be filed with the bankruptcy court when you file for bankruptcy.

If you are struggling with debt and are considering bankruptcy, it is important to complete a court approved credit counseling course. This course will help you understand your options and make an informed decision about bankruptcy.