How to Apply for Disability Allowance

If you have become disabled and are unable to work, you may be eligible for financial assistance from the federal government for disability allowance or as it is called in the U.S., disability insurance. The Social Security Administration is the agency that administers benefit payments to disabled applicants, whose eligibility depends on their employment status and history. If you are a state employee and become disabled, you may be eligible for state benefits.

Instructions

• 1

  Start the application process online. You do not need to schedule an office appointment. You must be at least 18 or older and have worked and paid into Social Security with enough quarters available to qualify. According to itseligibility requirements, "you should have a medical condition that has prevented you from working or is expected to prevent you from working for at least 12 months or end in death; and reside in the United States or one of its territories/commonwealths." The application process is a bit lengthy, and it takes time to receive an answer.

• 2

  Alternatively, you can apply by telephone. You may call their toll free number at 1-800-772-1213, and use their automated telephone services to receive recorded information and conduct some business 24 hours a day. If you need assistance, you can speak to a live Social Security representative between the hours of 7 a.m. and 7 p.m. Monday through Friday. For the deaf or hard of hearing, call our toll-free TTY number, 1-800-325-0778, between 7 a.m. and 7 p.m. Monday through Friday. This information is available on their website, see link to this page in the Resource Section below.

• 3

  Contact your Human Resources Division for more information if you are a state employee. If you become disabled, your state may have a disability program that you may be eligible for applying.