How to Lower Your Dental Bill

Even if you have insurance, a trip to the dentist can be costly. For this reason, some people avoid the dentist altogether. However, neglecting regular checkups can cause extensive damage, wherein you'll end up spending twice as much. Rather than avoid the dentist, here are a few ways to keep dental bills low.

Instructions

• 1

  Plan ahead. Before going for a checkup, contact the dentist beforehand and ask for an estimated cost. This way, you'll arrive at the dental office with enough money, and you won't have to finance the dental work.

• 2

  Arrange a no-interest payment plan. Many dental offices request up-front payment and will not accept payments spread out over several months. On the other hand, a few dental offices are prepared to offer low-interest or no-interest payments for a set period. Inquire about payment plans before your scheduled arrival.

• 3

  Get dental insurance. With dental insurance, you'll pay a co-pay for routine cleaning and extensive dental procedures. Choose a dental office that accepts your insurance provider. This way, you won't receive a sizeable bill after your visit.

• 4

  Get a dental discount plan. Persons without dental insurance can save money with a discount plan. Discount plans are a one-time annual expense, and one payment usually covers the entire family. You'll enjoy huge savings on cleaning, tooth extraction and fills.

• 5

  Split up procedures. Individuals who need multiple dental work can split up the procedures. Rather than spend money on a routine cleaning and fill in the same day, make plans to complete the work on different days. On the other hand, if the dentist is willing to offer a discount for multiple work completed on the same day, take advantage of the savings.