How to Get Dental Insurance Plans

The only thing scarier than going to the dentist is going to the dentist without insurance. Just as everyone needs to go to the hospital at some point, everyone needs to have their teeth taken care of throughout their lives. If you're not sure where to get the insurance to let you go to the dentist with confidence, there are a variety of options available.

Things You'll Need

• Financial/Tax Records

Show More

Instructions

• 1

  Contact your employer's human resources department. Most medium to large companies offer healthcare for employees, and you may have dental plans available to you through this option. However, if you are not satisfied with the options your work gives you, you can still search elsewhere for something that fits your needs.

• 2

  Contact the federal Health Resources and Services Administration. This organization is a sub-set of the U.S. Department of Health and Services, and it helps pair people with the health care options that best fit their needs and their situations. For instance, if you are a low-income individual, this organization can help you find clinics in your area that provide reduced-cost health services. It can also help you find insurance options.

• 3

  Visit www.healthcare.gov. Ever since the Affordable Health Care Act passed, the government has been trying to keep the public updated about their health insurance rights. This website is the main portal that the public uses to interact with the government on the health care issue, and it has a simple, quick search option that allows you to find health and dental insurance policies and providers based on your state.

• 4

  Review your options and carefully compare the choices. Look at your deductible, how much you have to pay per month, what kinds of dental conditions are covered and what your upper limits are. Based on how good or bad your dental track record is, you need to decide which policy best fits the services you need today and tomorrow, while still allowing you local options that are within your network.