How to Finance the Cost of Lapband Surgery

Lap-band surgery can be a great solution if you have a weight problem that doesn't respond to typical diets and exercise. Lap-band surgery is a wonderful option for people who have a lot of weight to lose and need help, but it can also be expensive to have done. If you're thinking about having lap-band surgery, here are some ideas on how to finance the surgery.

Instructions

• 1

  Check your health insurance policy about paying for lap-band surgery. If you are morbidly obese or your weight is causing other health problems, your health insurance may be willing to pay for part or all of your surgery.

• 2

  Charge your lap-band surgery to a low-interest credit card. While lap-band surgery can be expensive, the long-term benefits of losing the weight may be better than the stress the debt will create.

• 3

  Get a medical savings account. Many banks offer high-interest savings accounts for funds that are used for medical expenses. Start saving money in one of these accounts until you have enough to make a substantial contribution to the cost of the surgery.

• 4

  Use Flex Spending from your employer. Many businesses will let you put money on a flexible spending credit card to be used for medical expenses. The money is taken from your check pretax throughout the year and is often available in full at the beginning of the year.

• 5

  Look for medical expense help from your employer or organizations you're a part of. Many businesses offer loans or financial assistance to employees who need help paying for medical bills.