What if your father has died left 2 life insurance policies one to you his mother-who pays for the funeral and who inherites personal property is responsible debts?

1.Payment for funeral:

The funeral expenses are typically paid for from the estate of the deceased person. If there are insufficient funds in the estate, the responsibility falls on the next of kin, which may include the children or spouse.

2.Inheritance of Personal Property:

- The distribution of personal property is usually determined by the will of the deceased person.

- If there is no will, the state's laws of intestacy apply, which outline the order of precedence for inheriting personal property

3.Responsibility for Debts:

- The debts of the deceased person are generally paid from the estate.

- If the estate is insufficient to cover the debts, the creditors may have to seek payment from the next of kin or beneficiaries, but usually only to the extent of the assets they receive from the estate.

It is important to consult with an attorney or legal advisor to understand the specific laws and regulations regarding inheritance, debt repayment, and estate distribution in your jurisdiction. The information provided here is a general overview and may vary depending on your location and the specific circumstances of the case.