If a wife loses her health insurance can she force husband to add his policy which covers spouses at no extra charge until has own again?

The ability of a spouse to force their husband to add them to their health insurance policy depends on several factors, including the specific terms of the insurance policy, state laws, and any applicable court orders. In general, if the policy allows for the addition of spouses and the husband is the policyholder, the wife may have the right to be added to the policy.

Here are some key considerations:

Policy Terms: The insurance policy itself will outline the rules and conditions for adding dependents, including spouses. These terms may specify whether spouses can be added, the eligibility requirements, and any associated costs. Some policies may allow spouses to be added without additional charge, while others may impose a premium or other fees.

State Laws: State laws can also play a role in determining whether a spouse can force their husband to add them to their health insurance policy. Some states have laws that require health insurance policies to cover spouses, while others may have specific provisions related to adding dependents. These laws can vary, so it's important to consult the relevant state laws to understand the specific requirements and protections.

Court Orders: In some cases, a court order may require a spouse to add their wife to their health insurance policy. This can occur as part of a divorce or separation agreement, a child support order, or other legal proceedings. If a court order exists that mandates the inclusion of the wife on the husband's health insurance policy, it can be enforced through legal means.

Communication and Negotiation: Open communication and negotiation between the spouses can also be important in resolving this issue. The husband may be willing to add his wife to the policy if she explains the importance of having health insurance and addresses any concerns he may have about the cost or other factors. Finding a mutually agreeable solution can help avoid potential conflicts or legal disputes.

It's advisable to consult with an attorney or legal expert who is knowledgeable about family law and insurance matters in your jurisdiction. They can provide specific guidance based on your circumstances and help ensure that your rights are protected.