Can you buy life insurance for your spouse without their signature and no medical exam?
No, it is not generally possible to buy life insurance for your spouse without their signature. Most life insurance policies require the applicant to sign the application and answer questions about their health and medical history, and in many cases, also undergo a medical exam. The purpose of these steps is to assess the risk of the insured person and determine the appropriate premium. This is to ensure the accuracy and integrity of the information.
Some types of life insurance, such as term life insurance, may allow for a simplified application process without a medical exam in some cases, but the applicant would still be required to sign the application and provide accurate information to the best of their knowledge.
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