What Is the Social Security Disability Family Maximum?

If you become disabled and can’t work full-time you may be eligible for Social Security disability. Disability benefits can be extended to certain family members as well. A family, however, can only receive up to 180 percent of your individual disability benefits.

Criteria

• You can only be eligible for Social Security disability if your handicap hinders your ability to work and you can’t utilize your skills in another occupation.

Spouse

• If you and your spouse are raising any children 16 or younger your spouse can receive disability benefits. Your spouse can also receive disability benefits if she is older than 62.

Children

• Your children can be eligible for Social Security disability if younger than 18 or if a full-time student 19 or younger. Children with disabilities may also qualify for disability benefits.

Factors

• A point system determines the dollar amount of your disability benefits. Factors the point system considers include the number of years you have been working and the amount of money you made during that time.

Absolute Maximum

• According to Money-zine.com, a website dedicated to answering financial questions, the most an individual can receive for Social Security disability is $1,961 a month. This would equate to the family maximum of $3,447 a month.