The Average Cost of Assisted-Living Communities
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Considerations
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Medicare may not include assisted-living communities in its coverage plans. Some long-term insurance companies include coverage, and financial aid is sometimes available.
Benefits of Assisted Living
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Choosing assisted living is much less expensive than a nursing home, which can charge up to $3,000 per month. Not having to pay for home utilities, automobile insurance, gas and entertainment offsets the cost of having a secure new home.
Optional Services
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Many assisted-care facilities have a la carte services which will add to the average monthly cost. Some facilities charge extra for personal care, parking and activities. These can reach to $4,000 in additional fees. Also, some facilities have accessed levels of care; costing up to $1,200 more depending on the amount of additional care needed.
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