What is the Difference between elimination and Probationary Period in health insurance?

Elimination Period

An elimination period is a waiting period that must be met before health insurance coverage begins for a specific condition or service. This period starts from the date of the policy's effective date. During the elimination period, you are responsible for paying for any medical expenses related to the condition or service.

The length of the elimination period can vary depending on the type of health insurance plan and the specific condition or service. For example, some plans may have a 30-day elimination period for mental health services, while others may have a 90-day elimination period for cancer treatment.

Probationary Period

A probationary period is a period of time during which a new employee must prove that they are a good fit for the company. During this period, the employee may be subject to additional monitoring and evaluation. If the employee does not meet the company's expectations, they may be terminated from their job.

The length of the probationary period can vary depending on the company and the position. However, it is typically between 30 and 90 days.

Here is a table that summarizes the key differences between elimination periods and probationary periods:

| Feature | Elimination Period | Probationary Period |

|---|---|---|

| Purpose | Waiting period before coverage begins for a specific condition or service | Period of time during which a new employee must prove that they are a good fit for the company |

| Duration | Varies depending on the plan and condition/service | Typically between 30 and 90 days |

| Effect on coverage | You are responsible for paying for any medical expenses related to the condition or service during the elimination period | You may be subject to additional monitoring and evaluation during the probationary period |

| Consequences of not meeting requirements | Coverage does not begin for the specific condition or service | You may be terminated from your job |