What is considered a preexisting medical condition that will likely cause denial of health insurance?

Health insurance companies can deny coverage for preexisting medical conditions. A preexisting condition is a medical condition that a person has before they apply for health insurance. Some common preexisting conditions include:

* Cancer

* Heart disease

* Diabetes

* Stroke

* HIV/AIDS

* Mental illness

Health insurance companies may also deny coverage for conditions that are related to a preexisting condition. For example, a person who has cancer may be denied coverage for chemotherapy or radiation therapy.

The Affordable Care Act (ACA) prohibits health insurance companies from denying coverage for preexisting conditions. However, there are some exceptions to this rule. For example, health insurance companies can still deny coverage for preexisting conditions if the person:

* Has a preexisting condition that is not considered to be a "qualifying condition" under the ACA.

* Does not have continuous health insurance coverage.

* Has a preexisting condition that is not covered by their health insurance plan.

If a person is denied health insurance coverage for a preexisting condition, they can appeal the decision. The appeals process can vary from state to state.

It is important to note that the ACA does not prohibit health insurance companies from charging higher premiums for people with preexisting conditions. However, the ACA does limit how much health insurance companies can charge for preexisting conditions.