Can an employer in the State of Michigan provide health insurance for only certain employees and deny others?

In the State of Michigan, employers are not required to provide health insurance to their employees. However, if an employer does choose to offer health insurance, they must do so in accordance with the Michigan Insurance Code and other applicable state laws.

The Michigan Insurance Code prohibits discrimination in health insurance based on several factors, including:

- Race

- Color

- Religion

- Sex

- National origin

- Marital status

- Age

This means that an employer cannot provide health insurance for only certain employees and deny it to others based on any of these factors.

In addition, the Michigan Insurance Code requires employers to offer health insurance to all of their full-time employees. Full-time employees are defined as those who work at least 30 hours per week. Employers may also choose to offer health insurance to part-time employees, but they are not required to do so.

If an employer violates any of the provisions of the Michigan Insurance Code, they may be subject to penalties and fines.

It's important to note that there are some exceptions to the general rule that employers cannot discriminate in health insurance. For example, employers may offer different health insurance plans to different groups of employees, such as unionized employees or employees who work in different locations. However, these plans must still be offered on a nondiscriminatory basis.

If you believe that you have been discriminated against in health insurance, you should contact the Michigan Department of Insurance and Financial Services.