Are you obligated to tell your primary insurance about secondary insurance?

In the context of health insurance, your primary insurance is the primary payer of your medical bills. When you seek medical treatment, your primary insurance will typically cover a certain percentage of the costs, and then your secondary insurance will cover the rest.

In general, you are not obligated to tell your primary insurance about your secondary insurance. However, there may be some circumstances in which you may be required to do so. For example, if your primary insurance pays for a medical treatment that is also covered by your secondary insurance, your primary insurance may require you to provide proof of your secondary insurance coverage. Additionally, some states have laws that require residents to disclose their secondary insurance coverage to their primary insurance.

It is important to check with your primary insurance company to see if they require you to disclose your secondary insurance coverage. If you are required to do so, it is important to provide your primary insurance company with accurate information about your secondary insurance coverage. Failure to do so could result in your primary insurance denying your claim for medical treatment.