Can a lover be beneficiary in life insurance?

Yes, a lover can be a beneficiary in life insurance, as long as the policyholder explicitly names them as such. It's not uncommon for individuals to choose someone other than their legal spouse or blood relatives as their insurance beneficiary. The process of designating a beneficiary involves completing the necessary forms provided by the insurance company and ensuring that any changes are accurately documented and legally permissible. When filling out these forms, the policyholder has the autonomy to designate any person they wish, irrespective of familial ties, as long as the individual meets the policy's criteria.

However, it's crucial to be aware of any potential legal or practical complications that may arise from choosing a non-related person as a beneficiary. Factors such as state laws, preexisting relationships, family dynamics, and financial interests should be carefully considered. Depending on the circumstances, it may be beneficial to consult with legal or financial professionals for personalized guidance in making these decisions.