Do you have to reimburse a health insurance provider that paid for medical bills if received bodily injury settlement from your auto insurance?

Whether you have to reimburse a health insurance provider that paid for medical bills after receiving a bodily injury settlement from your auto insurance depends on the terms of your health insurance policy and the laws in your state.

In many cases, health insurance policies include a provision called a "subrogation clause." This clause gives the health insurance company the right to seek reimbursement for any medical expenses it paid if you later recover damages from a third party, such as a bodily injury settlement from your auto insurance.

If your health insurance policy does have a subrogation clause, you may be required to reimburse the health insurance company for the amount it paid for your medical bills. However, there are a few exceptions to this rule. For example, you may not have to reimburse the health insurance company if:

* The bodily injury settlement is less than the amount of your medical bills.

* The health insurance company has waived its right to subrogation.

* You have a Medicare Advantage plan or other type of health insurance that does not include a subrogation clause.

It's important to note that the laws regarding health insurance subrogation vary from state to state. In some states, there may be specific laws that limit or prohibit health insurance companies from seeking reimbursement for medical expenses paid after a bodily injury settlement.

If you have any questions about whether you have to reimburse your health insurance provider after receiving a bodily injury settlement, you should contact your health insurance company or an attorney.