Who can help you get health insurance after were laid off at fifty eight years old?
1. Health Insurance Marketplace.
The Health Insurance Marketplace, also known as the Obamacare Marketplace, is a government-run website where you can compare and purchase health insurance plans. You may qualify for subsidies to help lower the cost of your monthly premium.
2. Your Employer.
Some employers may offer COBRA (Consolidated Omnibus Budget Reconciliation Act), which allows you to continue your employer-sponsored health insurance coverage for a certain period after job loss. COBRA coverage can be expensive, but it may be an option if you don't have other coverage.
3. Your Spouse's Employer.
If your spouse is employed and has health insurance through their job, you may be eligible to be added to their plan.
4. Medicaid or CHIP.
Medicaid and CHIP are government-funded health insurance programs for low-income individuals and families. You may qualify for Medicaid or CHIP based on your income and household size.
5. Short-Term Medical Insurance.
Short-term medical insurance is a temporary health insurance plan that can provide coverage for a limited time, such as until you find a new job or become eligible for Medicare. Short-term medical insurance can be less expensive than comprehensive health insurance, but it may not offer as much coverage.
6. Medicare.
Medicare is the federal health insurance program for people 65 and older. If you are over 65, you may be eligible for premium-free Medicare Part A, which covers hospitalization, and low-cost Medicare Part B, which covers outpatient services.