What does secondary health insurance cover?

Secondary health insurance is a type of health insurance that provides coverage for medical expenses that are not covered by your primary health insurance plan. It can help to fill in the gaps in your primary coverage, and it can also help to pay for deductibles, copays, and coinsurance.

Some of the expenses that secondary health insurance may cover include:

* Hospitalization

* Doctor visits

* Prescription drugs

* Mental health services

* Dental care

* Vision care

Secondary health insurance can be purchased from a variety of sources, including:

* Your employer

* The government (such as Medicare or Medicaid)

* Private insurance companies

If you are considering purchasing secondary health insurance, it is important to compare the different plans that are available to you. Make sure to choose a plan that provides the coverage you need and that is affordable.

Here are some of the benefits of having secondary health insurance:

* It can help to fill in the gaps in your primary coverage. If your primary health insurance plan does not cover certain medical expenses, secondary health insurance can help to pay for those expenses.

* It can help to pay for deductibles, copays, and coinsurance. Deductibles, copays, and coinsurance are out-of-pocket expenses that you may be responsible for paying for under your primary health insurance plan. Secondary health insurance can help to pay for these expenses, which can save you money.

* It can provide peace of mind. Knowing that you have secondary health insurance can give you peace of mind, knowing that you will be financially protected if you have a major medical expense.