Can you switch insurance companies in the middle of cancer treatment and still have coverage?

In the United States, if you have health insurance through an employer-sponsored plan and your employment ends, you may have the option to continue your coverage under COBRA (the Consolidated Omnibus Budget Reconciliation Act). COBRA allows you to extend your health insurance coverage for a limited period of time, usually 18 or 36 months.

If you switch insurance companies during this time, your new insurance company will likely require you to complete a medical underwriting process. This process involves providing information about your health history, including any pre-existing conditions such as cancer. The insurance company may use this information to set your premium rate or even deny coverage.

If you have a pre-existing condition, it's important to carefully review your new insurance plan to make sure that it provides adequate coverage for your needs. You may also want to consider purchasing additional insurance to cover any gaps in coverage.

If you are considering switching insurance companies, it's a good idea to talk to your doctor and your insurance company first to make sure that you understand the implications of your decision.