Are there insurance policies that cover only custodial care?

Custodial care, which includes assistance with daily activities such as bathing, dressing, and eating, is typically not covered by traditional health insurance plans. Long-term care insurance policies, however, can provide coverage for custodial care services received at home or in a facility such as a nursing home or assisted living community. It's important to carefully review the terms and conditions of any long-term care insurance policy you are considering, as coverage can vary among policies and may have limitations or exclusions. It is also advisable to consult with a qualified insurance professional to determine the best long-term care insurance options for your specific situation and needs.