How to File Medical Claims

If your doctor does not work with your insurance company, you may have to file your own medical claim and collect the insurance money to pay your medical bills. While the specific process and amount of information you'll need depends on your insurance company, most companies require that you fill out a medical claim form. You can then mail or fax that form to the company and it will approve or deny your claim, basing its judgment on your specific coverage plan.

Things You'll Need

• Medical bill
• Medical claim form

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Instructions

• 1

  Visit your insurance company's website and print off a medical claims form, which will often by found under the "Member" or "Forms" section. If you're not sure which form to use, call the customer service line for your insurance company and ask which form you need to fill out or request they mail you the proper form.

• 2

  Fill out the form and include the nature of your illness, the dates you saw the doctor and the amount of the bill. Provide a copy of the bill with the medical form or fill out the "Cost" section of the medical claims form and have the doctor's billing department sign or approve it.

• 3

  Fax or mail the medical claim form to the insurance company. The contact information for the insurance company should be on the medical forms. If the contact information is not on the forms, you can look up the information on the insurance company's website or call the agency's customer service line.