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Michigan Medicaid Income Limits

For some people, their monthly income can vary, so the Michigan Department of Community Health (MDCH) uses both annual and monthly federal poverty levels for its Medicaid income limits. Applicants must be at or below these federal limits to qualify for Medicaid in Michigan. Medicaid is a low- to no-cost federal health insurance program aimed toward giving low-wage earners access to medical care.

  1. Pregnant Women and Newborns

    • The annual and monthly income limits for pregnant women and newborns up to 11 months old is 185 percent of the federal poverty level. These limits according to family size are as follows: Two family members-$2,267.29 monthly and $27,213.50 annually; three members-$2,856.71 monthly and $34,280.50 annually; four members-$3,445.63 monthly and $41,347.50 annually; five members-$4,034.54 monthly and $48,414.50 annually; six members-$4,623.46 monthly and $55,481.50 annually; seven members-$5,212.38 monthly and $62,548.50 annually: eight members-$5,801.29 monthly and $69,615.50 annually. Income limits increase $3,820 per month for each additional family member over eight people.

    Children Ages 1 to 19

    • The annual and monthly income limits for children ages 1 to 19 is 150 percent of the federal poverty level. As of 2009, these limits according to family size are as follows: two family members, $1,838.75 monthly and $22,065 annually; three members, $2,316.25 monthly and $27,795 annually; four members, $2,793.75 monthly and $33,525 annually; five members, $3,271.25 monthly and $39,255 annually; six members, $3,748.75 monthly and $44,985 annually; seven members, $4,226.25 monthly and $50,715 annually; eight members, $ 4,703.75 monthly and $56,445 annually.

    Childless Adults, Elderly and Disabled

    • Michigan is one of the states that have a federal waiver giving it the ability to extend Medicaid coverage to the state's childless adult population. Coverage for childless adults falls under Michigan's Adult Benefits Waiver (ABW) program. The income limits for this program is 35 percent of the federal poverty level. Beginning April 1, 2010, the Patient Protection and Affordable Care Act allows states to cover childless adults whose income falls within 133 percent of the federal poverty level.

    The Elderly and Disabled

    • Elderly and disabled residents of Michigan may qualify for Medicaid coverage if their income is 100 percent of the federal poverty level and their income is not more than $903 per month for one person and $1,215 per month for a couple. An additional qualification for those that fall into this category is that individuals must not have assets that exceed more than $2,000 in value, and couples cannot have assets that exceed more than $3,000 in value.

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