About Assurant Health Insurance in Colorado

Assurant Health is the brand name for insurance policies underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. With individual and group plans available, Assurant claims to provide comprehensive coverage for Colorado residents at competitive rates. Policyholders have the option to select from a wide range of doctors who are part of the Assurant Health network in the state.

Assurant Products in Colorado

• Assurant Health offers several products in Colorado, including individual and short-term health insurance for individuals and families. Assurant also has small group health plans for employers with 10 to 50 employees. Other insurance coverage offered by Assurant Health in Colorado includes accident coverage, critical illness coverage and dental insurance plans. Colorado mandates that Assurant make all health-plan descriptions available to consumers within three days of a request so he can easily compare them. Though Assurant has come under state scrutiny for non-compliance, the company now posts these descriptions on its website.

Individual and Short-term Plans

• Consumers purchasing health insurance may opt for individual coverage or short-term plans. Assurant individual plans will cover you for a period longer than six months while short-term plans cover you for up to six months. Also called temporary insurance, Assurant's short-term plans can be in force the day after you apply, and the application and underwriting review is less rigorous than for individual coverage. When applying, you will pick a coverage end date and have the option to pay all premiums up front. Individual plans, which offer more comprehensive coverage than short-term plans, are appropriate for those who cannot get insurance through their jobs, or those who are self-employed, working part-time or unemployed.

How to Apply

• Assurant Health coverage is available from any sales insurance agent licensed to sell the company's products. If you prefer not to use an agent, you can contact the company directly using its toll-free number. To obtain a quote through its website, you must provide your zip code, gender, date of birth and answer a few other questions. Select your plan options including deductible and co-insurance as well as additional options such as prescription plans, dental and vision. The system will display a quote and give you the option to apply online.

About Assurant Health

• Assurant, Inc., a Fortune 500 company, is a public company trading as AIZ on the New York Stock Exchange. Founded in 1892, Assurant Health offers products nationwide through the Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. As of 2010, more than 200,000 insurance agents have signed agreements to sell Assurant Health products.