How to Join Medicare Part D

Medicare Part D provides prescription drug coverage for people who are age 65 or older, permanently disabled or suffering from renal failure. To get Medicare Part D coverage, you must have either hospital insurance through Medicare Part A or health insurance through Medicare Parts B. You are also eligible if you receive Supplemental Security Income. You must chose a plan to receive coverage, and you will have to pay monthly premiums and meet yearly deductibles.

Instructions

• 1

  Go to the Medicare website. Click "Health and Drug Plans" and then click "Compare Drug and Health Plans."

• 2

  Enter your zip code in the appropriate box if you only want general information about plans that offer coverage in your area. Enter additional information such as your Medicare number, last name, Medicare Part B effective date and date of birth if you want personalized results. Click "Find Plans."

• 3

  Follow the prompts on the next pages to give information about your current insurance coverage and medications you are taking as well as to choose pharmacies near you. Click "Continue to Plan Results" on the last page of the questionnaire to see plans that fit the criteria you gave.

• 4

  Compare the drug coverage and restrictions, monthly premium and annual deductible of each plan. Choose the plan that best fits your needs and click "Enroll."

• 5

  Fill out the application with information such as your name, date of birth, Social Security number, Medicare number, address and medical history. Verify the information you provided on the last page of the application and click "Submit." Wait approximately 30 days for the insurance carrier to process your application and send your prescription coverage card.