Health Insurance Plans in New Jersey for Individuals, HMO
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Horizon Blue Cross Blue Shield of New Jersey
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Horizon Blue Cross Blue Shield of New Jersey provides HMO coverage for individuals through its Horizon HMO program. This program offers five different plans from which to select according to your health care needs. You can choose your primary-care provider from one of over 10,000 physicians in the State of New Jersey. The five plans vary primarily by co-payment for doctor visits that range from $15 to $50 to see your primary-care physician as of September 2010. The program also allows you to see specialists for a co-pay between $15 and $70. A coinsurance plan is also available.
Horizon Blue Cross Blue Shield of New Jersey
3 Penn Plaza, Ste. 1
Newark, NJ 07105-2248
800-466-2583
horizon-bcbsnj.com
Aetna
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Aetna's plan includes coverage for checkups and preventative care, specialty care, hospitalization, surgery and emergency care as well as mental health and substance-abuse programs. The plan does not cover cosmetic surgery, hearing aids, custodial care, travel immunizations or any services not recommended by your primary-care provider. Co-pays for office visits range from $15 to $30 as of September 2010 depending on the level of care you select.
Aetna Health, Inc.
6 Quaker Hill Rd
Allentown, NJ 08501-1923
609-208-2965
aetna.com
AmeriHealth
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The AmeriHealth company offers HMO coverage for individuals through its AmeriHealth HMO programs. The program participates in a network of providers in New Jersey, Delaware and Pennsylvania. Members of the plan pay between $15 and $50 for a visit to their primary-care provider as of September 2010. Depending upon your level of coverage you may also be eligible for X-rays and lab diagnostics at no additional fee. Additional benefits include mental health care, substance abuse treatment and a prescription drug plan. While benefits vary depending upon your level of coverage, there is no lifetime maximum on coverage.
AmeriHealth
485C U.S. Highway 1 South, Suite 300
Iselin, NJ 08830-3052
732-726-6700
amerihealth.com
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