How to Find Health Insurance in Rhode Island

As health insurance premiums rise, so do consumers' fears of not having insurance because they cannot pay for it. The Rhode Island Office of the Health Insurance Commissioner seeks to provide consumers, employers, and providers with the latest information about health insurance. It also provides information on health insurance coverage in Rhode Island for consumers. This tool can take much of the work out of searching for health insurance in the state.

Instructions

• 1

  Visit the website of the Rhode Island Office of the Health Insurance Commissioner. This website contains news and information about obtaining health insurance in Rhode Island. Click on the July 16, 2010 update on the home page entitled "Health Insurance Options in Rhode Island." The next page lists resources to help you find insurance information that is right for your situation.

• 2

  Click on the "Contact" button at the bottom of that screen. The next page lists contact information for individual health insurance carriers in Rhode Island. Visit the websites or call individual health insurance companies to find out more about their plans, prices, and other options. This site also lists contact information for the Rhode Island Department of Human Services, Rhode Island Department of Health, and the Rhode Island Department of Elderly Affairs.

• 3

  Visit with a health insurance broker in your area. The broker will be able to explain your options and lay out a few plans available in Rhode Island that meet your needs. Some of the insurance companies your broker may discuss with you are UnitedHealthcare of New England (in Warwick), Blue Cross & Blue Shield of Rhode Island (in Providence), Neighborhood Health Plan of Rhode Island (in Providence), and the Tufts Health Plan (in Providence).