Michigan and SCHIP

When hospitalized, children without insurance are 60 percent more likely to die than insured children, based on research results from 2009, according to the "New York Times." Uninsured Michigan children may qualify for coverage through the State Children's Health Insurance Program (SCHIP).

SCHIP Background Information

• The State Children's Health Insurance Program was created in 1997 as a federal-state partnership program to provide health insurance at a low cost for, "...children in families that earn too much income to qualify for Medicaid but cannot afford private health insurance coverage," according to Insure Kids Now. Each state has the freedom to design specifics regarding eligibility and the benefits package; however, preventative care, such physicals, must be included.

MIChild Program

• MIChild is Michigan's version of the State Children's Health Insurance Program. To be eligible, your child must be a U.S. citizen under age 19 and not be covered under any other health plan, including Medicaid, and your family's income must fall within the established guidelines. As of 2010, the monthly premium amount is $10 per family.

Benefit Package

• Children enrolled in the MIChild Program receive a full range of health benefits. These include well-child visits and immunizations, lab work and tests, surgery, hospitalization and medications. Dental care, vision and mental health services are also covered.