Health Insurance & Health Screenings

Regardless of age, health screenings are a part of life. They are used for everything from insurance enrollment to disease prevention. Consumers should study an insurance company's policy for details about health screenings.

Blood Glucose Screening

• Men over 45 are urged to obtain a blood glucose screening. Early screening may prevent the onset of Type 2 diabetes. Most insurance companies cover this screening to avoid the costs of diabetic drugs.

Family History

• Family history plays a pivotal role in the doctor's decision to order a particular health screening. A family history of high blood pressure, for example, may prompt a doctor to order it earlier than he normally would. If the consumer knows her history, better decisions are made about the best possible insurance.

Talk With Doctor

• The physician often knows which screenings are covered by most insurance companies, but consumers who feel strongly about a particular health screening should review the risks and talk with the doctor about possible alternatives that are covered by insurance.

Prevention

• According to Preventdisease.com, 80 percent of all diseases are preventable. Insurance companies are aware of this and have made wellness programs, which can include screenings, a key part of their coverage.

Screening Situations

• Health screenings are performed in at least two situations. They are conducted routinely as a preventative measure or when a patient is showing signs and symptoms of a particular disease. Reputable insurance companies are clear about when and if health screenings are covered.