How Do I Cancel a Health Insurance Policy?

A health insurance policy is a contract between you and your health insurance provider, and the contract will state under what terms you can cancel the policy. If you want to cancel a health insurance policy, then you must usually cancel the policy in writing, although some insurers may accept a phone call. However, it's best to send a letter to cancel your insurance policy, to ensure that you have something in writing should there be a dispute over the date of cancellation.

Things You'll Need

• Paper
• Pen
• Envelope
• Postage stamp

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Instructions

• 1

  Call your insurance company and let them know you'd like to cancel the policy. The cancellation may take effect immediately, or you may have to wait until the end of a billing period (for example, the end of the month), depending upon your health insurer's policies.

• 2

  Compose a letter to your insurer, informing them that you would like to cancel your health insurance plan. You will find a sample letter in the Resources section.

• 3

  Mail the letter to your insurance company.