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Health Discount Programs

The cost of health care is constantly on the rise, making health coverage more important than ever. However, with many health insurance companies charging more than the average American can afford and pre-existing conditions keeping many Americans from being able to get health insurance at all, many are turning to health discount programs for savings on health care. Though discount cards do not offer as much coverage as insurance, they are a cheaper option than insurance and still offer some assistance that can save money.

  1. UnitedHealth Allies

    • UnitedHealth Allies is a discount program that offers savings of up to 50 percent on many health-related products and services. The program was established in 1999 and currently has over 20 million users in all 50 states. Discounts are available on prescription drugs, health supplies and dental and vision care. Additionally, UnitedHealth Allies also offers discounts for massage therapy, chiropractic care, weight loss and smoking cessation.

    Alliance HealthCard

    • One of the most extensive health care savings programs in the nation, Alliance HealthCard offers users discounted rates immediately with no maximum usage and no health paperwork to fill out. Alliance HealthCard offers two card options: the gold card and the platinum card. The gold card option provides discounts for prescription drugs, health clubs and dental and vision care, as well as chiropractic care, physical therapy and a 24-hour nurse line for a small fee per month. For a slightly higher price, the platinum card covers everything that the gold card covers and, additionally, offers discounts on physicians, specialists and hospital visits. Alliance HealthCard allows you to save up to 60 percent on prescriptions and 30 percent on doctor and hospital visits.

    Qualifed Health

    • Bringing you the same negotiated rates from health care providers that large insurance companies have, Qualified Health is a discount program that allows you access to providers in all specialties, with no limits on usage, regardless of current health conditions. Qualified Health offers both individual and family discount plans in both basic and premium options. Basic discount coverage provides discounts on dental, hearing and vision, as well as prescription drugs, including a mail order pharmacy. Alternative medicine, chiropractors and a 24-hour health hotline are also available. The premium plan covers everything that the basic plan does and also includes hospital and doctor visits, as well as a $2,500 medical expense benefit and a $5,000 accidental death and dismemberment benefit. Additionally, the premium plan covers medical supplies and equipment and includes a diabetes care plan. Qualified Health is one of the nation's largest networks and offers a 30-day, money-back guarantee.

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