How to Buy Individual Priority Health Insurance

Do you live in Michigan? Are you looking for quality health insurance at affordable rates? Priority Health may help you get exactly what you are looking for. It is a Michigan-based health insurance company that has been operational since 1996. It offers Medicare and Medicaid coverage services and group and individual health care plans.

Instructions

• 1

  Understand the different plans offered by this company. Priority Health Insurance offers many individual health plans like PriorityMedicare Value, PriorityMedicare, PriorityMedicare Plus and PriorityMedicare Rx. These plans have different benefits and premiums. With these Medicare plans, you can get all the parts, namely A, B, C and D, in a single plan. An advantage of the PriorityMedicare plans is that you can use a single card for doctor visits and prescription drugs instead of carrying multiple Medicare cards. There is no deductible for in-network doctors and hospitals, while the cost for out-of-network doctors and hospitals is $300. Under these individual health insurance plans, the maximum out-of-pocket expense is $3350.

• 2

  Know the benefits of enrolling. There are many advantages in choosing Priority Health Insurance plans. There is very little paperwork involved in the application process, and their customer service agents work diligently to address your questions and problems. In addition, you can view the details of your plan, claims and prescriptions online on their website. They offer free classes and two health journals each year. For additional information, visit Priority Health Insurance. See Resources for the link.

• 3

  Enroll in the program of your choice. This company has eligibility requirements, and you must verify that you meet the requirements. For instance, you must be enrolled in Medicare Parts A and B, continue to pay your Part B premiums and live in one of 23 approved states. For additional information, visit Priority Health Insurance.

  It is very easy to enroll in the individual health insurance plans of Priority Health. You can choose to do it online, by phone or by mail. Before enrolling in one of these plans, you must have your Medicare card and your ID and group number, if you also have prescription drug insurance. The company will require the name of your primary care provider, other doctors or hospitals and the number and address of the long-term care facility, if you are a resident of the facility.

• 4

  Receive a confirmation letter. Priority Medicare will send a letter that confirms the receipt of your enrollment, and it will have the effective date of coverage. It can be used as insurance until you get your card. In the meantime, the company will send your form to Medicare, and after their review, you will receive a final confirmation letter. Do not cancel any other Medicare or supplemental insurance until you get your final confirmation letter.