How to Deal with Health Insurance Claims

If you have health insurance, you know that medical bills get paid by the insurance company receiving a health insurance claim form. I am going to help you understand how to complete and HICF.

Things You'll Need

• Form

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Instructions

• 1

  First you should know that most doctors and hospitals complete the health insurance claim forms for you. But in the instance they don't, here is how you should go about it.

• 2

  Contact your insurance company and ask them which form you should complete for the service.

• 3

  A health insurance claim form should be completed and submitted within a reasonable time, usually seven days after treatment. Be sure to ask your health insurance carrier what the time limit is on a claim.

• 4

  Next, you can ask the physician for a claim form or have the insurance company send you one. There is the top part that requests your personal information. Complete this part.

• 5

  When it comes to the CPT coding, this is the actual service you received. The physician should have this, or you can contact the insurance company.

• 6

  When asked for the diagnosis, you will have to contact the physician or company that treated you. Several times you will have to complete a claim form for medical equipment.

• 7

  After you have completed the form, you may have someone look over it from the physician's office to prevent delay in processing. If you have not received your reimbursement within 30 days, contact the insurance company and check the status of your claim.