How to Buy Contacts Online Using Insurance

Many contact lens types only last for a day or a few weeks. This calls for constant purchasing of new contact lenses. Fortunately, there are many convenient and budget-friendly contact lens providers online. Although most online contact lens companies do not accept insurance directly, you still can use insurance to buy contact lenses. Do this by using your insurance company's reimbursement system. Considering how often you probably buy contacts, this could save you money in the long run.

Things You'll Need

  • Insurance company
  • Contact lens prescription
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Instructions

    • 1

      Check with your insurance company to find out whether you have vision insurance and whether they accept out-of-network providers. Ask if they can suggest online providers, and ask for an address to mail receipts to. Your insurance company's contact information should be on your insurance card.

    • 2

      Find an online contact lens provider approved by your insurance company. The largest provider online is 1800contacts. Davis Vision, EyeMed, Cole Managed Vision and others likely will reimburse you for a purchase from 1800contacts.com.

    • 3

      Purchase your contacts online. You can find the contacts you need either by brand or by type. Check your prescription for the lens you need.

    • 4

      Keep your receipt when you receive your contacts in the mail. Photocopy the receipt so it won't be lost when you send it to your insurance company.

    • 5

      Mail your receipt to your insurance company and wait for your reimbursement.

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