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How to Buy Affordable Vision Insurance

It's easy to take your eyes for granted, but don't wait until you're losing your vision to shop for insurance. To be sure that you can get all of the eye care you need, sign up for vision insurance before problems start to develop. Affordable vision insurance may seem hard to find, but there are a number of places you can look, in both the public and private sectors.

  1. Employer Vision Insurance

    • Contact your human resources department and inquire whether your company offers employees vision insurance as part of their benefits. This will require you to be full-time, if not salaried, and you'll need to meet all of the prerequisites. Not all employers offer vision insurance, but if they do, it is often cheaper than equivalent policies for sale to individuals. The cost will deducted from your wages.

    Government Insurance Search

    • If you're looking for affordable insurance of any stripe, go to Healthcare.gov. Established after the Affordable Health Care Act, this website can help direct you toward affordable insurance options in your state. All you have to do is answer a few basic questions about yourself and your income, and this search engine will list the options open to you.

    Insurance Agent

    • It is an insurance agent's job to be aware of the latest developments in insurance, as well as to know where the best policies are available. If you want to find affordable vision insurance and you don't have any options available through your employer, contact an agent with expertise in that particular area. He will be able to bring vision insurance plans that meet your specifications to your attention, saving you all of the searching that comes with this process.

    Medicare

    • Depending on your situation, you may qualify for Medicare. If you are disabled in some way or you're over 65 years old, you can apply for Medicare to cover your vision expenses. Contact your local Social Security office and speak with a representative to see if you qualify. If so, you just need to fill out the paperwork so you can get your Medicare card.

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