How to Get Paid on a Medical Claim

Dealing with insurance claims and payments can be a frustrating task for anyone; but it is even more difficult to deal with when the claim isn't paid and the burden falls on the patient. Not everyone experiences this difficulty, but there are a few ways to ensure you won't be trapped in a medical claim nightmare when it comes time to pay your doctor bills. Read on to learn how to get paid on a medical claim.

Instructions

• 1

  Keep strict medical records of all your visits to your doctors. Every medical facility keeps track of its patients, but it is better if you hold onto a copy of every visit as well. Sometimes, papers and documents get lost. However, keeping your own records will ensure the proof you need when it comes time to file your claim and get paid.

• 2

  Push the process along by contacting the proper departments yourself. If your insurance company needs something from your physician or a separate department, give them a call on your own. Simply tell them what documents need to be sent and where to, eliminating what can be a large part of the waiting process.

• 3

  Ask the insurance company why they aren't paying the claim. Many times, the common person doesn't understand the codes or reasons listed on a denied claim. However, if you take the time to call and ask about the reason behind the denial, most companies will tell you why. This can help you determine the next route to take in getting your insurance claim paid.

• 4

  Contact not only the insurance company but also your doctor's office to make sure all is being done to get your claim paid. This doesn't mean you should call every day. It simply means being thorough and polite can be a good way to move things forward a bit faster than normal.

• 5

  Hang on to your paperwork given to you by your insurance company. There are so many brochures and legal documents we get and hardly pay attention to when we sign up for health insurance; but they are distributed for a reason. Go through you information and make sure you are contacting the correct departments with questions or going through the right channels. Sometimes, the solution to your problem is hiding in the fine print.