What Is Secure Horizons With Gordian Insurance?

As you get older, health insurance doesn't get any simpler. Once you turn 65, you must make a lot of decisions very quickly, choosing among four parts of Medicare, several potential varieties of Medigap insurance and thousands of potential Medicare Advantage plans. Secure Horizons and Gordian, now Onlife, are simply two of the available options.

Gordian Insurance

• Gordian Insurance is the former name of Onlife Health, a health insurance company in Franklin, Tennessee, and subsidiary of BlueCross, BlueShield of Tennessee. The company offers a variety of health management services and employee wellness programs. They provide health coaching services to members designed to improve overall health and fitness, and ultimately, to lower health care costs for employers.

Medicare Advantage and Medigap

• Medicare Advantage, also known as Medicare Part C, is an optional program that allows Medicare beneficiaries to access their Medicare benefits via a private managed care firm, such as an health maintenance organization or preferred provider organization. Seniors must enroll in Part A and Part B and then select a participating plan based on a combination of offered services and benefits and premiums. Medigap coverage, or Medicare supplement insurance, is a separate program that allows seniors to buy supplementary coverage that provides benefits in addition to Medicare and covers Medicare deductibles.

Secure Horizons

• Secure Horizons is the trade name, or label, of a series of United Healthcare health insurance products designed for sale to senior citizens. Specific offerings vary by location, but Secure Horizons offers a variety of Medicare Advantage plans.

Integration of Benefits

• Some Medicare Advantage plans include health and wellness coaching from Onlife, formerly Gordian, as part of the benefit package. Customers can benefit from ready access to qualified wellness support staff, while the insurance company can potentially benefit from the superior claims history of those people who take advantage of Onlife's wellness coaching services.