How much medical payment home insurance coverage is right?

The right amount of medical payment home insurance coverage depends on several factors, including:

- The number of people living in your household

- The size of your home

- The likelihood of accidents or injuries occurring in your home

- Your budget

A good rule of thumb is to have at least $1,000 of medical payment home insurance coverage per person living in your household. However, you may need more coverage if you have a large home or if there are children or elderly people living with you.

Medical payment home insurance coverage can help pay for medical expenses resulting from accidents or injuries that occur on your property. This can include costs such as:

- Doctor visits

- Hospital stays

- Surgeries

- Prescription medications

- Rehabilitation

Having medical payment home insurance coverage can help protect you and your family from the financial burden of unexpected medical expenses.