What license do you need to sell long term care?

To sell long-term care insurance, you will need to obtain a license from the state in which you plan to conduct business. The specific requirements for obtaining a long-term care insurance license vary from state to state, but generally include:

1. Education and Training: You will need to complete a state-approved pre-licensing education course and pass a licensing exam. The course will cover topics such as long-term care insurance products, underwriting, and regulations.

2. Experience: In some states, you may also need to have experience working in the insurance industry or in a related field before you can obtain a long-term care insurance license.

3. Background Check: You will need to undergo a background check to ensure that you have a clean record and are fit to hold a license.

4. Financial Requirements: You may also need to meet certain financial requirements, such as maintaining a minimum level of net worth or having a surety bond in place.

5. Continuing Education: Once you obtain your license, you will be required to complete continuing education courses to maintain it.

It's important to note that the specific requirements for obtaining a long-term care insurance license can change from time to time, so it's essential to check with the insurance regulatory authority in the state where you want to sell long-term care insurance for the most up-to-date information.