What is the required professional liability amounts for an optometrist in Texas?

In Texas, the minimum professional liability insurance required for an optometrist is $1 million per claim and $2 million aggregate. This means that the insurance policy must provide coverage for at least $1 million for each individual claim and a total of $2 million for all claims made during the policy period.

Professional liability insurance, also known as malpractice insurance, protects optometrists against claims of negligence or malpractice arising from their professional services. It provides coverage for legal defense costs, damages awarded to claimants, and other expenses associated with defending against malpractice lawsuits.

Optometrists in Texas are required to maintain continuous professional liability insurance coverage throughout the time they are practicing. Failure to maintain insurance can result in disciplinary action by the Texas Optometry Board, including fines, license suspension, or revocation.