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Guidelines to Qualify for Medicaid

If your medical bills are too high and private insurance is too expensive, Medicaid may be an alternative option for you to consider. Medicaid is a federal welfare program that provides medical assistance to qualified low-income individuals. Individuals using Medicaid are usually responsible for a co-payment fee; however, the costs of the medical procedures are covered by the program.

  1. Citizenship Requirements

    • All individuals applying for Medicaid must either be a United States citizen or a qualified alien. Furthermore, each state has its own citizenship requirements. When you apply for Medicaid, you must apply through the state of your residency.

    Income Requirements

    • The specific income requirements of Medicaid vary depending on the state of your residency; however, to be eligible for Medicaid, candidates must be able to show financial hardship. There are several general eligibility groups covered under Medicaid, including individuals aged 6 to 19 with a family income below the federal poverty level; pregnant women; children under the age of 6 with a family income below the poverty level; and individuals who receive Supplemental Security Income.

    Disability Requirements

    • Disabled individuals may be eligible for Medicaid, depending on the extent and nature of their disability. To be eligible on the basis of a disability, candidates should be legally blind with a vision less than 20/200, or have a serious physical or mental condition that has lasted or is expected to last longer than 12 months. In some cases, Medicaid may accept individuals over the age of 65 who do not qualify for Medicare.

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