How to Get Medicaid Insurance for the Elderly

Medicaid is a state-operated, federal- and state-funded health insurance program for specific qualifying low-income groups, including the elderly, the disabled, pregnant women and children. If you are 65 or older, you may qualify for Medicaid if you meet your state's other eligibility requirements.

Instructions

• 1

  Contact your local or state Medicaid office to obtain state-specific instructions for applying for Medicaid. If you do not have contact information for your state's Medicaid office, you can obtain information from the National Association of State Medicaid Director's website (See Resources).

• 2

  Gather supporting documentation for your Medicaid application. This documentation includes proof of identity, such as a state- or federal-issued identification card; proof of residency, such as a birth certificate, proof of income and resources; copies of any health insurance policies and membership cards; and any other documentation requested by the Medicaid office.

• 3

  Go to your local Medicaid office and complete an application for Medicaid. This application varies between states but typically asks similar information, including your full name, Social Security Number, address, phone number and income documents. After submitting your application, you will receive a response by mail within 30 to 120 days. If you are denied benefits, continue to Step 4.

• 4

  Compose a letter to your local Medicaid office requesting an appeal and submit this letter within the time frame listed on your denial letter.

• 5

  Prepare yourself for the Medicaid appeal hearing by gathering supporting documents that address the reasons for denial listed on your denial letter. Supporting documents may include medical records, statements from employers, income and asset information, and other documentation depending on the reason(s) for denial.

• 6

  Attend the appeal hearing and present your appeal case. This hearing typically consists of you, an administrative law judge and your local Medicaid office caseworker. You may also have a representative, such as a family member or attorney, present to assist you with the hearing. You will receive a decision regarding your Medicaid by mail following the hearing.