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What Is Medicaid Insurance?

Medicaid provides payment for medical services directly to the provider. Medicaid makes access to health care available to low-income people through an enrollment of providers and also provides transportation to these facilities. Care and coverage begin with preventative care to institutional provisions for the aged and disabled.

  1. Identification

    • Medicaid is health insurance that is provided to low-income people who otherwise would not be able to seek medical care. Medicaid is regulated by state and federal funding.

    Features

    • Generally, there are three types of Medicaid coverage. Medicaid offers health insurance for indigent families that have children and also to people who have disabilities. In addition, it offers long-term care for the elderly and acts as a supplement for low-income Medicare beneficiaries.

    Qualifications

    • Many people qualify for Medicaid; however, there are requirements that must be met. According to the Centers for Medicare & Medicaid Services, your age; whether you are pregnant, disabled, blind or older; your income and resources (such as bank accounts, real property or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully admitted immigrant are all major considerations.

    Function

    • Some services covered Medicaid include hospitalization, physician visits, X-rays, prescription drugs, nursing facilities, family planning, medical transportation, home health, adult medical day care, medical supplies, physical occupational speech therapy, use of an interpreter, certified midwife, private-duty nursing, dental care, chiropractor's care, psychotherapy, podiatry, newborn home visits, services to pregnant women and community mental health, according to the Department of Health and Human Services.

    Application

    • You must fill out a Medicaid application packet. These are available at your local DHS office or can often be downloaded online. They are available in English or Spanish. Applications are submitted by mail, telephone, fax or in person.

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