Once in collections for a hospital bill that they denied you financial assitance on can contact the to negotiate with them again or is there any other way get lowered?

There are several options you can explore to try to lower your hospital bill, even if you have already been sent to collections:

1. Negotiate with the hospital. Even after the bill has been sent to collections, you may still be able to negotiate with the hospital to lower the amount you owe. Call the billing department and explain your situation, and see if they are willing to work with you. Be prepared to provide documentation of your financial hardship, such as pay stubs, bank statements, or proof of unemployment.

2. Ask for a payment plan. If you cannot afford to pay the full amount of the bill immediately, you may be able to negotiate a payment plan with the hospital. This will allow you to spread out the payments over a longer period of time, making them more manageable.

3. Apply for financial assistance. Some hospitals offer financial assistance to patients who meet certain criteria, such as low income or lack of insurance. If you qualify for financial assistance, the hospital may be able to reduce or even waive your bill.

4. Contact a patient advocate. If you are struggling to deal with the hospital or collection agency, you can contact a patient advocate for help. Patient advocates can help you understand your rights and negotiate on your behalf.

5. Get a second opinion. If you believe the charges on your hospital bill are incorrect, you can get a second opinion from another healthcare provider. This may help you identify any errors or overcharges that can be disputed.

Remember, it is important to communicate with the hospital or collection agency to let them know you are willing to work with them to resolve the issue. By exploring these options, you may be able to successfully lower the amount you owe and come to a mutually agreed-upon solution.

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