If you had unpaid medical bills that went to collections can pull them out of by paying the hospital directly?

In most cases, you can't pull medical bills out of collections by paying the hospital directly. Once an account has been sent to collections, the original creditor (in this case, the hospital) no longer has control over the debt. The collection agency is now the legal owner of the debt, and they are the ones you must deal with to resolve it.

If you want to try to get your medical bills out of collections, you will need to contact the collection agency directly. You may be able to negotiate a settlement for less than the full amount owed, or you may be able to work out a payment plan.

Here are a few tips for dealing with collection agencies:

* Be polite and respectful. Even though you may be frustrated or angry about your situation, it's important to stay calm and respectful when talking to a collection agent. This will make it more likely that they will be willing to work with you.

* Get everything in writing. Before you agree to anything, make sure to get it in writing from the collection agency. This will protect you in case there are any disputes down the road.

* Don't be afraid to ask for help. If you're struggling to deal with a collection agency, don't be afraid to ask for help. There are many resources available to help you, such as the National Consumer Law Center and the Consumer Financial Protection Bureau.

Paying the hospital directly will not affect the collection agency's attempts to collect the debt as the collection agency is the legal owner of the debt at this point. Instead, you should contact the collection agency directly to negotiate a settlement.