Does a medical company have to warn you that they plan turn over collection agency?

Yes.

The Fair Debt Collection Practices Act (FDCPA) requires debt collectors, including medical debt collectors, to provide consumers with certain information in writing within five days of first contacting them. This information must include:

* The name of the debt collector.

* The amount of the debt.

* The name of the creditor that the debt is owed to.

* A statement that the consumer has 30 days to dispute the debt in writing.

* A statement that the consumer may request verification of the debt in writing.

In addition to these requirements, the FDCPA also prohibits debt collectors from using unfair or deceptive practices to collect debts. This includes making false or misleading statements, using threats or violence, and harassing consumers.

If you are being contacted by a debt collector, it is important to know your rights. You can learn more about your rights under the FDCPA by visiting the Consumer Financial Protection Bureau's website.