If you pay on your medical bills can they turn over to collections?

Yes, medical bills can be turned over to collections even if you are actively paying on them. This can happen for a variety of reasons, including:

* You are behind on your payments. Most medical providers have a grace period of a few weeks before they start charging late fees. If you are more than 30 days late on your payments, your account may be turned over to collections.

* You have missed too many payments. Even if you are not currently behind on your payments, your account may be turned over to collections if you have missed too many payments in the past.

* Your medical provider has sold your debt to a collection agency. Some medical providers sell their unpaid debt to collection agencies. If this happens, the collection agency will be responsible for collecting your debt.

* You are in bankruptcy. If you file for bankruptcy, your medical bills may be discharged. However, if you do not list your medical bills in your bankruptcy filing, they may still be turned over to collections.

If your medical bills are turned over to collections, it can have a negative impact on your credit score. It can also make it difficult to get a loan or credit card in the future. If you are struggling to pay your medical bills, it is important to contact your medical provider and discuss your options. There may be financial assistance programs available that can help you pay for your care.

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