You have 14000 dollars in medical bills on your credit report from a hospital that told you i was to get free care and now its 4 years later dont know what do?

Here is what you can do when you have medical debt on your credit report from a hospital that promised you free care:

:Write to the hospital.

Compose a letter to the hospital administration explaining the situation and requesting clarification. Provide details such as the date and mode of communication (e.g., phone call or email) with the hospital representative who claimed you would receive free care. Ensure that you ask them on what grounds they made such a promise.

Request proof.

Ask them to furnish proof or documentation that supports their promise of free treatment. This could include emails, transcripts of phone conversations, or any written agreements about free care.

Obtain your medical records.

Request copies of your medical records from the hospital. These may prove helpful if they note that certain services were to have been provided at a reduced cost or for free.

Contact the hospital's billing department.

If you have been given any reason to believe that the hospital genuinely made an error, engage in communication with their billing department. Try to negotiate the reduction of charges, a payment plan, or a temporary deferment while the matter is resolved.

Dispute the debt.

If the medical bill is invalid, you can file a dispute with the major credit bureaus: Experian, Equifax, and TransUnion. This should include pertinent details and evidence to bolster your case.

Consider legal advice.

If your efforts prove unsuccessful, it might be advisable to seek legal advice. An attorney can analyze the specifics of your case and advise you on potential legal options.

Remember to keep records of all communication, including emails, letters, and phone call details.