Can you get a bill collector to take paid off hospital credit report?
Yes, it is possible to get a bill collector to take a paid off hospital credit report. Here are the steps you can follow:
1. Obtain Proof of Payment: Ensure that you have clear documentation indicating that you have paid off the hospital bill in full. This can include a receipt or statement from the hospital finance department or a cancelled check.
2. Contact the Bill Collector: Get in touch with the bill collector who is reporting the debt on your credit report. You can find their contact information on your credit report or by conducting an online search.
3. Provide Proof of Payment: Provide the bill collector with copies of your proof of payment. Make sure to highlight the date of payment and the amount paid.
4. Request a Correction: Write a letter to the bill collector requesting that they correct your credit report. In the letter, explain that the debt has been paid off and provide details about the proof of payment you provided.
5. Dispute the Debt: If the bill collector refuses to remove the debt from your credit report, you can file a dispute with the credit bureau. You will need to provide the credit bureau with the same information and proof of payment that you provided to the bill collector.
6. Monitor Your Credit Report: Continue monitoring your credit report to ensure that the correction has been made. If the debt is not removed or updated within 30 days, you can follow up with the credit bureau and the bill collector.
It's important to note that the bill collector may take some time to process and correct the information on your credit report. Be patient and persistent throughout the process.